Debt Management 6

Can Bank received my application?

   Own your own home is the ideal addition to almost everyone in the live alone, home can also be a means of investment. yet if we look, the price of the house is getting more expensive by the day just so not everyone can buy it in cash.
   Number of bids mortgages from banks with the requirements of increasingly soft and relatively low interest rates. further facilitate you who want to own a home. feasible to assess whether the applicant is given credit or not the bank have to get the correct and accurate information, such as the character of the applicant, its current funds, the influence of the current state of the applicant's income, and guarantees in proposed.
   Against a variety of information is needed that you too can take steps such as improving the appearance of your financial bank will see if the prospective customer really has sufficient financial capacity to pay the mortgage or not. Salaries to make sure that a point in consideration. also if you have a debt in other banks, such as credit cards or other loans.        Should at least not settle until the first payment is jammed.
Calculate mortgage (max 35%) of primary income, not from a combined income because if your partner can not contribute to the family income of the debt ratio will increase., And you buy goods much more expensive than your ability to pay.