Women know what men have long forgotten. The ultimate economic and spiritual unit of any civilization is still the family.
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Friday, October 5, 2012

Debt Management 7

What do you know about leasing a car?
One of your resolutions when entering the beginning of the year, might want to have a private car. Whether it's in the form of a sedan, van, pickup, or whatever it is. count count although accounting (accounting profit), you actually will add a list of expenses that were not previously available, such as maintenance, parking fees, tolls, modification costs, and that is sure to fuel costs.
if we see from the economical, with a private vehicle will allow our business to travel, both business and household jobs. also keep us from the rain and heat. and, you can also use it for productive purposes, like carrying merchandise shuttle, school children, and others.
Accept cash or credit, the writing may already be familiar to you when passing a car dealership. actually buying a car can be done in cash which is certainly cheaper compared to you bought on credit. To the credit ratings of course you will be required to pay cash up front., The first installment, administrative costs, and the cost of insurance so the rest will be paid in installments.
every dealer certainly work together to provide services by leasing a car purchase loans.

Amount of advance to be prepared, you have to make a plan ahead of time to mature to buy a car. When you have debt obligations then you are bound by long-term agreement to comply (pay), plus a commitment to meet the needs that include (maintenance costs, parking fees, fuel, etc.)
To determine how many car payments are able to pay. benchmark is the number of installments you get into a car loan limits that allowed the use of debt you take that 30% of your monthly income in other words. your car loan payments each month is part of the whole debt amount may not exceed 30% of your income.


The things you should consider when buying a car on credit, among others: 
 A. Do a little research to see to your needs, such as:
  1.  Your budget, do not be tempted by luxury cars as the cost of treatment is also great
  2.  Type of car, fuel requirements (wasteful or not)
  3.  Appropriate color choice in order not to lose in the future
  4.  The average price of cars in the market you want
  5.   Popular and attractive looking cars, spare parts and service facility complete and easy. to ensure a high resale price. 
B. Bargain and bargain again! all items can be in the bargain. 
C. The amount of information search interest finance companies

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