We Need to Know

The need for financial planning
without planning an orderly, neat, and thorough, you will always be in bondage by financial problems. Have you ever noticed that your partner more than you paid debts of more? will, however, why there are workers out there who has a salary much lower than you only have a house and a car loan. let credit card debt, credit cards have not wrote.
However, how they lived without debt by such a small salary. their shopping within the scope of his abilities, while you spend beyond your ability and willingness to follow you. as long as you are not the financial plan, as long as it is you feel you do not have enough money and book your debt is never closed.

Pressure rate
Value of interest charged by the bank to make our purchase costs increased manifold when extended due date of payment.
Original price of the goods you buy up many times when you pay in installments 

Inflationary pressures
Is inflation is the purpose here? inflation is the inflation associated with the money you save under your pillow. not only the value of high interest, you also pressed and in the crush of the inflation is assumed that you had 1 million dollars stored neatly under a pillow at home. try to calculate the value after 10 years?
certainly surely value will diminish or shrink.

income protection
only god that did not require protection because He is mighty, all-powerful, no one can match his power. as a creature of God, we are not spared from the disaster. . What we can possibly do is to prepare a step and foundation to keep from falling, even as high as anything we want.
What happens with the future of your family if you lose your income, the loss of income, how do you feed the mother, child, and wife? how to pay home and car loans? besides who is going to pay the credit card's millions? that's what happens if you do not make a financial plan.

Education of children
First, the parents sell the property to pay for his son to study at university. Now, what would you sell to cover the cost of your child's learning at university? there is a house being occupied, but still have not paid off the loan installments. too much other debt. already burdened with student loans, the interest must be paid.
that causes young children now depressed. they are already burdened student loan even if not working. salaries in the first three years were spent to pay credit card debt should not be forgotten or passed from the due date. that's what happens if you do not plan your finances

Life after retirement
Life as a youth feels wonderful. when the children were little, dependents are not doing much and you do not suffer any pain. in short everything is under control. days turned into months, months turned into years. and finally the age of 55 years. no savings and you just hope the employee savings.
how do you identify and improve your weaknesses? the answer is a lot of reading books, newspapers, magazines, and browse the internet. You can also discuss this issue with colleagues. and more experienced people who can share their experiences.
Increase your knowledge of the financial now. Problems let bygones be bygones and future would be more complicated.
Come to the seminar or read financial books in order to increase knowledge related to the administration of finances. bear the cost of mistakes you do today is much more expensive than the cost of learning from others' mistakes 

Make your financial planning from now. Making arrangements flow of money in and out to help you face problems in the future.