Tips For All 1

Tips For All
You can live without debt by applying the following ways.
control your desires
you must know and understand the difference between wants and needs. Needs are basic or more important than the desire. This does not mean you can not fulfill your wishes, but you have to prioritize the needs in your step all the time.
If you give top priority to the desire to shop. You are forced to borrow or owe to fulfill this purpose because your wages are up. We recommend that when you receive a paycheck, immediately reduce the expense of basic needs and savings. After that if there is more then use to fulfill your desires.
As we have discussed before, every time you want to buy something, ask yourself the following question?
- Whether I am able to get or afford?
- Do I need to have?

Live modestlyshopping should not be wasteful, not to miserly frugality, do not be a servant of debt, do not be a slave shopping, do not be mad shopping, do not be mad frugality, always prioritize the needs rather than wants.

Spend within your budgetMake sure you increase knowledge related to how to create a budget so that mistakes do not happen again owed​​, although no matter how well you draft budgets, it is only a draft plan if you do so. Do not exceed a predetermined shopping, because it makes you plan to be in vain.
 
Give first, receive
Use the principle of giving money before receiving the goods, not taking things first, after a month, just beginning to pay little by little. Remember, give the money before taking the money., Instead of giving a credit card.

Use credit wisely
before making a loan, think first whether you can afford it.? If you can not afford, do not make loans. And cause your debt load increases.
Do not follow your old principles, the longer the date of payment, the lower the installment.

 Adding sustainable
By having savings, you can make preparations to deal with any situation. With the savings that avoid and reduce your risk of going into debt because you do not have the need for borrowing.
When saving the money you pay, you do not think that saving small because it teaches you how to save. It also provides peace and spirit every time you see your savings increase.

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