You will continue to make debt if your heart just wishing does not make loans anymore., Decisions you make debt much influenced by the desire and pressure of your financial condition. if your finances stable, you just need to control our desires. however, if your finances are not healthy, you need a drastic change to heal. if it is not done, you will experience a process owe, owe, pay off the debts, debt, pay debt and eventually bankruptcy.
Provide savings for unexpected situations.
Deposits for unexpected situations is important when you override the disaster. Preparation you should have to deal with a variety of possibilities. Use of credit cards is not the right solution for every disaster in the face. what happens when you have reached your credit card limit?
what happens if you are convicted of the disease, such as diabetes, cancer, high blood pressure? if you can provide money to pay for treatment of the disease? the fastest way is to provide money in savings for unexpected situations, namely by making insurers. at this point, you submit the form with the deposits first, the next day the money is already available millions in savings. however, it depends on the type of insurance that you follow.
impossible to keep 20 or 50 times your salary in a day or a month. if nothing happens as long as you follow the insurance. you will be surprised by the exchange or sharing of benefits from the insurance that you follow. if you do not have your insurance necessitates money to guarantee your family when disaster stricken such termination, paralyzed and in the hospital.
How much should you save?
You have to discipline yourself to save money, you need money in savings is not misused for something that is not an emergency. Because you need discipline, you should make other savings for other needs.
When you have to save?
You have to save for unforeseen circumstances savings since getting the first paycheck. but to this day, many people are storing a credit card to make the handle in when exposed to misfortune.
Where is it stored?
There are many options for saving money savings that unexpected situations. You can choose the type of deposits offered by banks. deposit accounts, savings accounts and fixed deposits.
fixed deposit account is the most appropriate because you have to spend cash in quick time.
these investments are liquid investments so that you can redeem into cash as quickly as possible. more easily remove the more easily you use in an emergency.
invest to pay debts
after the money is deposited in a savings of unexpected situations convey the amount you want, it's time you invest surplus savings that
at this time, you can invest in places that can provide a considerable advantage.
you do not need to find an easy investment to be exchanged for cash.
these purposes are covered by the savings of an unexpected situation.
investment is paramount to increase your income so that you do not depend solely on salary.
investment also makes provision in the old days when you have retired.
imagine if you had retired.
at the time, you do not receive income again, except civil servants receiving pensions. first, the expenditure can be calculated from the full salary.
however, now-after retirement only got half pay every month.
like it or not, you are forced to switch, you're forced to exchange a car that has a big cc becomes lower.
you are also no longer able to stay at home which is great.
pay other debts.
Now is a good time to use some portion of investment gains to pay the debt the other, the principal debt, such as houses and cars.
although this time you never forget, late or overdue payment at the bank, does not mean you can afford in the future.
after the money is deposited in a savings of unexpected situations convey the amount you want, it's time you invest surplus savings that
at this time, you can invest in places that can provide a considerable advantage.
you do not need to find an easy investment to be exchanged for cash.
these purposes are covered by the savings of an unexpected situation.
investment is paramount to increase your income so that you do not depend solely on salary.
investment also makes provision in the old days when you have retired.
imagine if you had retired.
at the time, you do not receive income again, except civil servants receiving pensions. first, the expenditure can be calculated from the full salary.
however, now-after retirement only got half pay every month.
like it or not, you are forced to switch, you're forced to exchange a car that has a big cc becomes lower.
you are also no longer able to stay at home which is great.
pay other debts.
Now is a good time to use some portion of investment gains to pay the debt the other, the principal debt, such as houses and cars.
although this time you never forget, late or overdue payment at the bank, does not mean you can afford in the future.
what happens if you get sick or laid off? like it or not, are paid a fixed monthly installments.
therefore, unless you have a more important reason to put the interests of others.
do not waste your time and money to use surplus money to pay all the debts are still there.
as already mentioned in the previous chapter, car purchase loans must be repaid no later than three years from the time of purchase.
however, if you have a surplus of money doubled, certainly you make full payment. thus, you will get discounts or savings for full payment.
therefore, unless you have a more important reason to put the interests of others.
do not waste your time and money to use surplus money to pay all the debts are still there.
as already mentioned in the previous chapter, car purchase loans must be repaid no later than three years from the time of purchase.
however, if you have a surplus of money doubled, certainly you make full payment. thus, you will get discounts or savings for full payment.
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